Undergrads

Undergrads

 

Is it all a blur?

If you have questions or concerns, we can help. Your first time through the financial aid process may seem a little confusing. Don't be afraid to ask questions.

Call (269) 387-6000 or stop by Bronco Express in the Bernhard Center. No appointments needed.


Next steps

Thank you for choosing Financial Aid first at WMU. You've received your award letter, but you still have questions. What's this all mean? Can I get more money? What's an MPN? What else do I have to do?

Get all the answers here.

Your part in the financial aid process doesn't end when you receive your award letter. Depending on your situation, you may have to complete additional steps, including:

Our financial aid checklist pdf will help you finish the process. To find out what requirements you need to complete, logon to GoWMU. You can check the status of your financial aid any time, anywhere.

More money

Financial aid doesn't always cover your entire cost. If you need additional help, you might want to talk to Mom and Dad about applying for a federal Parent Loan for Undergraduate Students, or PLUS. You may also need to consider alternative private loans. If you think additional loans are in your future, visit our loans page.

Financial aid adjustment form

The student financial aid adjustment form (located in GoWMU) must be completed and returned to student financial aid at least 30 days prior to your last date of enrollment for the applicable aid year to do the following:

  • decline or reduce the amount of federal direct student loans or federal perkins loans.
  • decline federal PLUS or work-study.
  • cancel all awards if you are not attending WMU
    • if you are a prospective student and indicate "Cancel all awards/Not Attending," our admissions office will be notified to cancel your admission
  • to be considered for additional federal direct student loan funds if your class level changes.
    • notify us if your status changes to sophomore (26-55 credits); junior (56+ credits) or graduate level
  • if graduating at the end of summer or fall (rather than the end of spring)
    • we will recalculate your aid based upon that enrollment period
    • if you are an undergraduate student who will be graduating at the end of summer or fall and then becoming a graduate student at WMU, you must notify us in order to receive financial aid at the graduate level
  • apply for a federal direct unsubsidized loan if a federal PLUS borrower does not meet the credit worthiness standards.

Scholarship resource form

You must notify our office of scholarships, assistantships, tuition benefits and other resources received from sources outside of the State and WMU. To do this, complete the scholarship resource form and return it to Student Financial Aid. Private donor scholarships will be indicated as "estimated awards" until the check from the donor is received by our office.

Federal payment authorization

If you are receiving federal financial aid, you must select an option to pay all charges on your WMU account at the time those funds are paid or, limit the payment to only tuition, fees, and on-campus room and board charges. If you already completed this step in a prior year, it is not necessary for you to complete it again. You will be asked to complete the authorization automatically the first time you logon to GoWMU. If you wish to change your payment option, complete and submit the paper federal payment authorization form. If the form is not received prior to the disbursement of your federal aid, we will assume you want your federal aid to pay only tuition, fees, and on-campus room and board charges.

Electronic master promissory note (E-MPN)

The E-MPN is an electronic promissory note that can be used to receive multiple federal direct subsidized and unsubsidized loans. By signing the E-MPN, you are receiving a "line of credit" for the maximum amount of loans for which you are eligible, not to exceed the maximums allowable under the Higher Education Act.

If you are a first-time borrower, you must complete an electronic master promissory note (E-MPN) link. If notification of the completion of the E-MPN is not received within 30 days of your acceptance of the loan (or at least 30 days prior to your last date of enrollment) your loans may be canceled.

Perkins master promissory note (MPN)

The federal Perkins MPN is a promissory note that can be used to receive multiple federal Perkins loans. By signing this promissory note, you are receiving a "line of credit" for the maximum amount of loan for which you are eligible, not to exceed the maximums allowable under the Higher Education Act.

If you were awarded a federal Perkins loan, you must electronically sign the Perkins MPN online: https://www.ecsi.net/prom49/ link. Due to limited loan funds, if your MPN is not received within 30 days of your award notification (or at least 30 days prior to your last date of enrollment), your loan may be canceled.

Loan entrance counseling

If you are a first-time borrower, you can complete entrance counseling link on the Web. Once you pass the online quiz, we will be notified electronically that you have successfully completed entrance counseling. Your loans will NOT pay toward your tuition and fees or other WMU charges until entrance counseling has been completed. If you are enrolled and have not completed entrance counseling within at least 30 days after your loans have been offered, your loans may be canceled.

Updated: 03/03/2014 1:39 PM

Visit related WMU sites

There is a lot more to see! Visit some of our friends at WMU to learn about academics, campus life and how you can be successful.

Student Financial Aid
1903 W Michigan Ave
Western Michigan University
Kalamazoo MI 49008-5337 USA
269 387-6000 finaid-info@wmich.edu