Important note about WMU-sponsored student insurance
- Enrollment for the spring semester 2014 will be accepted from Dec. 1 through Jan. 24.
- WMU student insurance does not include dental coverage. A dental discount card is available for purchase on Aetna's web site.
Health insurance is mandatory while studying in the United States, and is automatically purchased for you and charged to your university account. Your tuition bill will show the insurance fee. The $1,707 fee that appears on your student account is for spring and summer 2014 insurance.
In order to match the WMU basic student insurance policy for waiver purposes, the following requirements would need to be met for private insurance in 2013–14:
- Minimum of $500,000 coverage per injury or sickness (including hospitalization, surgery, mental health, prescription medicine, physical therapy and pregnancy)
- Annual deductible can be no higher than $500
- Minimum of 80 percent coverage after the deductible is met
- Must be translated into English
- Must cover a pre-existing condition, six month waiting period is allowed
- Must have at least $10,000 medical evacuation and $7,500 repatriation benefits
To purchase the policy:
- Visit the Aetna Student Health website
Select the correct options from the drop down boxes and fill in the correct information as you complete the step-by-step process
Once a confirmation page is shown you have completed the enrollment process
Coverage begins January 1, no matter what day you purchase during open enrollment. Students must have at least one spring credit hour to qualify to purchase.
If you lose health insurance from a different source in the middle of a semester, contact the Sindecuse Health Center Student Insurance Office to see if you qualify for a mid-semester enrollment in the WMU student insurance program.
Graduate and teaching assistants
Enrollment using your Graduate Assistant / Teaching Assistant benefit is only done at the beginning of the fall and spring semesters. Spring 2014 enrollment will be available in December 2013. Please check back then for instructions.
If you receive enough financial aid to cover the per-semester insurance premium, and would like to use that money to purchase insurance, please email email@example.com. Students who have signed up for WMU's monthly automatic payment plan may choose to have the insurance premium charged to their university account. Those requests should also be sent to firstname.lastname@example.org.
All dependent enrollment is done online at the Aetna Student Health website. Domestic students will include dependents when they enroll themselves. International students and graduate assistants will use the appropriate form specific for your status.
Sindecuse Health Center claims will be submitted directly to our student insurance company. Our policy is a member of the Aetna PPO network. If you need to see a specialist (with a referral from Sindecuse), or if you are farther than 25 miles from campus, you can access the DocFind section on the Aetna Student Health website to locate a participating provider. Insurance payments for preferred providers versus out-of-network providers are explained in the student insurance policy brochure found online.
If you have any questions regarding the WMU student health insurance program, please email Cindy Clegg or call (269) 387-3266.
Insurance office hours
Monday, Tuesday, Wednesday, Friday
8 a.m. to noon and 2 to 5 p.m.
9 a.m. to noon and 2 to 5 p.m.