Life Insurance

Western Michigan University provides faculty and staff with a certain amount of group term life insurance and the option to enroll in additional life insurance.

Enrollment

Employees may enroll in the University-provided life insurance and the optional, additional life insurance (coverage for themselves) during their first 31 days of employment (coverage is guaranteed) by completing a life insurance enrollment and change form which is available at Forms: Benefit Enrollment and Changes.

After the first 31 days, employees may apply for the optional, additional life insurance (coverage is not guaranteed) by submitting an evidence of insurability application to the University's group life insurance carrier. Please contact Human Resources for more information and an application.

Beneficiaries

You may change your beneficiaries at any time by completing a life insurance enrollment and change form which is available at Forms: Benefit Enrollment and Changes.

You may view your current beneficiaries in GoWMU. Here's how:

  1. After you log into GoWMU, select "my benefit elections" from the faculty/staff home tab.
  2. Enter your employee ID number (which you will find if you hover your cursor over "user information lookup" in the same area of GoWMU.)
  3. Select your current life insurance elections.
  4. Beneficiaries for each of your life insurance options will appear on the next screen.

Dependent life insurance

Coaches, research staff (grades R1 and R2 only) and staff compensation system exempt and non-exempt employees who are enrolled in additional 1 life may also enroll in spouse life and child life. For an enrollment form, please visit Forms: Benefit Enrollment and Changes. Please contact Human Resources for more information.

Canceling coverage

You may cancel your optional, additional coverage at any time by completing a life insurance enrollment and change form which is available at Forms: Benefit Enrollment and Changes. Please note that re-enrollment would require evidence of insurability.

Certificates of insurance

You may access certificates of insurance for group life and accidental death and dismemberment at Life Insurance: Certificates of Insurance.

Questions

Please contact Human Resources.