The Healthy Blue Living Health Maintenance Organization (HMO) medical plan option through Blue Care Network (BCN) will continue to be offered in 2018. A new Community Blue Preferred Provider Organization (PPO) health plan will be offered and it is administered by Blue Cross Blue Shield of Michigan (BCBSM). The medical and prescription drug coverages for the two plans are different; new dental and vision benefits are the same for both plans.
Review your 2018 Open Enrollment Guide below for a Healthy Blue Living HMO health care benefit coverage overview and a comparison with Community Blue PPO.
You may elect the Healthy Blue Living HMO plan during Open Enrollment by completing the Health Insurance Enrollment and Change form. You must also designate a Primary Care Provider (PCP) on this form. To locate an in-network provider, go to bcbsm.com, then click on Find a Doctor.
You do not need to elect the a new health plan if you want to stay on it; it will carry over to 2018.
Your current benefit enrollment information is available through Self Service. (For help, visit Employee Self Services Guides.)
Vision benefits under Blue Cross Blue Shield of Michigan are administered by Vision Service Plan (VSP). To find a vision provider who participates with VSP, visit www.vsp.com/find-eye-doctors.html. Click on the summary below for vision coverage information.
View your 2018 Open Enrollment Guide - Know Your Benefits.
View your Know Your Benefits Correction Memo.
View your 2018 Health Care Contributions: Exempt Employees.
View important Benefits Notices.
View your EAP Summary of Benefits and Coverage.
For more information on your 2018 prescription drug changes which include Prior Authorization, Step Therapy, Mail Order and Specialty Drugs, visit Blue Cross Blue Shield's Pharmacy FAQ's webpage.
Flexible spending accounts
BASIC administers health care and dependent care reimbursement accounts for employees who choose to participate in these flexible spending accounts. The maximum annual contribution to a health care flexible spending account is $2,600. The maximum annual contribution to a dependent care flexible spending account is $5,000, or $2,500 for employees whose income tax status is married filing separately.
For the 2018 plan year, health care flexible spending account participants may carry over up to $500 of unused funds into the next plan year. Please note that it does not apply to the dependent care flexible spending account.
For more information, please visit BASIC Flexible Spending Accounts guide.
What forms do I need to complete?
To change your health care benefit election effective Jan. 1, 2018, complete the health insurance enrollment and change form:
- PPO Health insurance enrollment and change form (complete electronically).
- PPO Health insurance enrollment and change form (print to complete).
- HMO Health insurance enrollment and change form (complete electronically).
- HMO Health insurance enrollment and change form (print to complete).
To enroll a designated eligible individual effective Jan. 1, 2018, complete the designated eligible individual enrollment form:
- Designated eligible individual enrollment form (complete electronically).
- Designated eligible individual enrollment form (print to complete).
To enroll or re-enroll in a flexible spending account for 2018, complete the BASIC Flex Enrollment form that is also located on the last page of the BASIC Flexible Spending Account guide.
Unable to print forms?
If you are not able to print the enrollment forms, you may pick up a copy of the form(s) in Human Resources.
Where do I send my completed forms?
Submit your completed health insurance enrollment and change form and BASIC Flex enrollment form to Human Resources no later than 5 p.m. on Thursday, Nov. 30, 2017.
When will my changes take place?
Health care benefit and flexible spending account elections are effective Jan. 1, 2018. Payroll deductions begin with the first paycheck received in January 2018.
Medicare Part D?
Are you or your dependent(s) eligible for prescription drug benefits under Medicare Part D due to age or disability? If so please review the Medicare Part D Notice.
If you have additional questions about benefits open enrollment, please contact Human Resources.
The information outlined above is subject to legal documents that pertain to each benefit plan and policies, procedures, contracts, or collective bargaining agreements, which are controlling as to the availability and amount of benefits. This website is not a legal document.