Life Insurance
Western Michigan University provides faculty and staff with a certain amount of group term life insurance and the option to enroll in additional life insurance.
Enrollment
Employees may enroll in the University-provided life insurance and the optional, additional life insurance (coverage for themselves) during their first 31 days of employment (coverage is guaranteed) by completing a life insurance enrollment and change form which is available at Forms: Benefit Enrollment and Changes.
After the first 31 days, employees may apply for the optional, additional life insurance (coverage is not guaranteed) by submitting an evidence of insurability application to the University's group life insurance carrier. Please contact Human Resources for more information and an application.
Beneficiaries
You may change your beneficiaries at any time by completing a life insurance enrollment and change form which is available at Forms: Benefit Enrollment and Changes.
You may view your current beneficiaries in GoWMU. Here's how:
- After you log into GoWMU, select "my benefit elections" from the faculty/staff home tab.
- Enter your employee ID number (which you will find if you hover your cursor over "user information lookup" in the same area of GoWMU.)
- Select your current life insurance elections.
- Beneficiaries for each of your life insurance options will appear on the next screen.
Dependent Life Insurance (Spouse and Child)
Coaches, research staff (grades R4, R5, and R6 only) and staff compensation system employees who are enrolled in additional 1 life may also enroll in spouse life and child life. For an enrollment form, please visit Forms: Benefit Enrollment and Changes. Please contact Human Resources for more information.
Canceling Coverage
You may cancel your optional, additional coverage at any time by completing a life insurance enrollment and change form which is available at Forms: Benefit Enrollment and Changes. Please note that re-enrollment would require evidence of insurability.
Certificates of Insurance
You may access certificates of insurance for group life and accidental death and dismemberment at Life Insurance: Certificates of Insurance.
Questions
Please contact Human Resources.