Insurance

The types of insurance the Unified Clinics at Western Michigan University accepts depends on which clinic you are a patient of. Please find your clinic below to see if your insurance is accepted.

WMU employee benefits information

Audiology

• Blue Cross Blue Shield - MPSERS: Hearing aids only
• Blue Cross Blue Shield PPO WMU employee groups and retirees: Cannot bill for equipment
• Blue Care Network: Can bill for equipment with prior authorization from primary care provider
• Children's Special Health Services
• Health Plan of Michigan: Hearing evaluation only, all other services must be authorized
• Medicaid
• Medicare
• Michigan Educational Special Services Association (MESSA): Hearing evaluation only, client to check for additional benefits
• United Health Care: Patient must call and check for benefits

Behavioral Health Services

• Blue Cross Blue Shield PPO WMU Employees

• Value Options

Children's Trauma Assessment Center

• Adoption Subsidy (with prior approval)
• Blue Cross Blue Shield PPO WMU employee groups receive free services
• Family Independence Agency (FIA)
• Medicaid
• Meridian

Comprehensive Women's Health

• Aetna/Cofinity/Multiplan
• Beech Street
• Blue Cross Blue Shield - PPO
• Blue Cross Blue Shield PPO - WMU Employees
• Blue Care Network
• Empire Blue Cross Blue Shield
• Federal Blue Cross Blue Shield
• Healthscope
• Medicare, Medicare Advantage, Medicare Advantage Plus Blue, Railroad Medicare
• Michigan Educational Special Services Association (MESSA)
• Priority Health
• Private Health Care Systems
• United Medical Resources
• United Health Care

Occupational Therapy

• Blue Cross Blue Shield PPO - WMU Employees
• Can bill auto insurance if authorized prior to services

Speech and Voice Therapy

• Blue Cross Blue Shield PPO - WMU Employees
• Michigan Educational Special Services Association (MESSA)
• United Health Care

Vision

• Blue Cross Blue Shield PPO - WMU Employees
• Medicare
• Medicare Advantage
• Medicaid