Health Care Benefits—WMU Retirees

Certain retirees of Western Michigan University (WMU) are eligible for the retiree health plan which includes medical, dental, vision, and prescription drug coverage.  

For Medicare eligible retirees, the WMU retiree health plan is secondary to Medicare and those enrolled in the plan must be enrolled in Medicare parts A and B.  This plan does not require Medicare part D enrollment because creditable prescription drug coverage is included with the retiree health plan.  Upon receiving Medicare eligibility, retirees covered on the WMU retiree health plan should submit a copy of their Medicare card to WMU Human Resources to ensure accurate claim payment by Medicare and Blue Cross Blue Shield of Michigan.

Health care at a glance

View your current open enrollment guide for highlights of your retiree health plan coverage which includes your contribution rates.

2024 Benefits Guide for WMU Retirees and Surviving Spouses 

BCBSM Community blue PPO 100/0 and 90/10 Coinsurance

The Community Blue preferred provider organization (PPO) health plan is administered by Blue Cross Blue Shield of Michigan. 

BCBSM PPO provider details - Find network providers, access helpful pharmacy information, explore on-campus health care options, and obtain claim forms for submission. 

PPO Benefits-at-a-Glance - A general overview of your medical, prescription drug, dental, and vision plan.

PPO Summary of Benefits and Coverage - A summary showing how you and the plan share the cost of covered health care services. 

blue cross blue shield of Michigan (bcbsm) dental ppo and Vision Service Plan (VSP)

removing dependents

You are required to remove dependents from your coverage due to certain qualifying events such as divorce or death of a spouse, child or Designated Eligible Individual.


Fill out an enrollment/change form                       submit a claim