Benefits Eligibility Under Affordable Care Act (ACA)
You are eligible for medical and prescription drug benefits offered by the University if you qualify as a full-time temporary employee under the Affordable Care Act (ACA).
As a temporary employee you are eligible for benefits under either of the following scenarios:
- Your regular work schedule is 30 hours or more per week. Coverage is effective when the work schedule begins and your supervisor notifies the University Human Resources Benefits staff.
- Your variable work schedule averages 30 hours or more per week during the 12-month look-back period (generally mid-October of the current year to mid-October of the previous year). Coverage is effective as of January 1 of the next calendar year.
Your enrollment in health care benefits is contingent upon employment with the University of January 1 of the calendar year.
Health Care benefits include medical and prescription drug coverage.
Health Care at a Glance
BCBSM Community Blue PPO 90/10 Coinsurance
The Community Blue preferred provider organization (PPO) health plan is administered by Blue Cross Blue Shield of Michigan
BCBSM PPO provider details- Find network providers, access helpful pharmacy information, explore on-campus health care options, and obtain claims forms for submission.
PPO Benefits-at-a-Glance - A general overview of your medical and prescription drug plan.
PPO Summary of Benefits and Coverage - A summary showing how you and the plan share the cost of covered health care services
BCN Healthy Blue Living HMO
The Healthy Blue Living health maintenance organization (HMO) plan is administered by Blue Care Network of Michigan. BCN HMO provider details - Find network providers, access helpful pharmacy information, explore on-campus health care options, and obtain claim forms for submission. Please note that providers are limited to Michigan except for emergencies.
HMO Benefits-at-a-Glance - A general overview of your medical and prescription drug plan
HMO Summary of Benefits and Coverage - A summary showing how you and the plan share the cost of covered health care services.
Adding/Removing Dependents
Eligible dependents can be added to your coverage during an open enrollment period or within 31 days of a qualifying event. You are required to remove dependents from your coverage due to certain qualifying events such as divorce or death of a spouse, child or Designated Eligible Individual. For details on adding dependents, please refer to Insurance Plans: Employee Handbook Section 12.
COBRA Rates
View the 2024 COBRA Benefits Guide
View the 2025 COBRA Benefits Guide