Health Care Benefits—Research Staff (R3)
Your healthcare benefits include medical and prescription drug coverage.
Health Care at a Glance
View your 2024 Benefits Guide.
View your 2025 Benefits Guide.
BCBSM Community Blue PPO 80/20 Coinsurance
The Community Blue preferred provider organization (PPO) health plan is administered by Blue Cross Blue Shield of Michigan.
BCBSM PPO provider details - Find network providers, access helpful pharmacy information, explore on-campus health care options, and obtain claim forms for submission.
PPO Benefits-at-a-Glance - A general overview of your medical and prescription drug plan.
PPO Summary of Benefits and Coverage - A summary showing how you and the plan share the cost of covered health care services.
Adding/Removing Dependents
Eligible dependents can be added to your coverage during an open enrollment period or within 31 days of a qualifying event. You are required to remove dependents from your coverage due to certain qualifying events such as divorce or death of a spouse, child or Designated Eligible Individual. For details on adding dependents, please refer to Insurance Plans: Employee Handbook Section 12.
COBRA Rates
View the 2024 COBRA Benefits Guide
View the 2025 COBRA Benefits Guide
Additional Resources
- Benefit Notices
- Common benefits language - Get help understanding the common terms of health care and how your plan works.
- HIPAA - establishes certain privacy rights regarding employees' personal health information.
- Western Wellness - Receive a yearly $240 pre-tax reduction in your health plan contributions by becoming a Western Wellness participant. Take advantage of our resources and facilities to assist you with a healthy and active lifestyle.