Graduate Offer Letter

You completed the FAFSA and received your student aid report. Next, you will receive your Western Michigan University offer letter. If you are a new or returning graduate student, you will receive your interactive financial aid offer letter via your WMU email. Updated offer letter information is available in GoWMU. 

Offer determination

Your offer letter will tell you just how much aid you can expect to receive from WMU. Graduate offers are comprised mostly of loans and are determined on several factors, including the information you supplied on the FAFSA, your residency and your planned enrollment. As a graduate student, you are no longer eligible for federal or state grants and scholarships.

Cancel or reduce Offers

You can cancel or reduce federal loans that have not disbursed to your WMU account. You may also cancel or reduce your federal loans after they have disbursed. However, if they have disbursed, an adjustment form must be received within 30 days of the date of disbursement. Canceling or reducing a disbursed loan may result in a balance due on your WMU account.


Federal Direct Unsubsidized Loan is not need-based. It offers a low interest rate and minimal fees. Interest accrues with disbursement.

WMU breaks the school year into two semesters (Fall and Spring) and two sessions (Summer I and Summer II). Financial aid is based on your estimated full-time enrollment. Most students enroll for Fall and Spring semesters. You may also enroll for classes during Summer I and Summer II . Both of these sessions require an additional financial aid application - available each Spring semester on our Forms page. Your offer letter shows your aid by semester/session.


Some students will be selected for verification. If you have been selected, we will contact you through your WMU email. If selected, you will be required to submit additional documentation detailing household and other information. You need to turn in all requested documents as soon as possible to avoid any delay in processing your aid. Some financial aid offers are time sensitive and could be reduced or revoked if you do not complete the verification process.

Satisfactory academic progress

To remain eligible for financial aid, you must make satisfactory academic progress at WMU. This means you must:

  1. Complete and pass a minimum of 67% of all attempted hours at WMU.
  2. Maintain a minimum of 2.00 cumulative grade point average by the end of the second academic year.
  3. Complete all degree requirements (this includes credit hours transferred to WMU) within 150% of the minimum numbers of credits to graduate (i.e. 122 minimum X 150% = 183 credit hours).