University Payment Plan

Western Michigan University offers a convenient payment plan option for current charges. The University payment plan allows you to spread the current semester charges over several installments. The actual number of installments, and whether an upfront payment is required, depends on how early you enroll in the payment plan. All installments are charged automatically to your checking/savings account, or a saved credit/debit card. A convenience fee of 2.95% or $3, whichever is larger, is assessed on each credit/debit card transaction.

Cost

A low $35 enrollment fee is charged for each semester you enroll in a plan.  The enrollment fee is non-refundable fee and will be charged to your account when you enroll in the payment plan. A convenience fee of 2.95% or $3, whichever is larger, will be assessed on each credit/debit card transaction.

A $25 returned check fee is charged for all returned payments.

Deadlines and due dates

Fall and Spring semesters have a four (4) payment option. The plan spreads the payments out over the semester. Summer I and Summer II payment plans allow you to pay each session in two (2) payments. You are required to enroll at least one day before the first payment is due.

Plans are available approximately four to five weeks before a semester begins. Please review the section titled 'Financial Aid and the Payment Plan' below to determine how financial aid applies to your scheduled payments.

Summer II 2024 payment plan

Fall 2024 payment plan

Enrollment after the payment dates (shown below) will require a payment equal to 25% of the balance owed at the time of enrollment

Spring 2025 payment plan

Enrollment after the payment dates (shown below) will require a payment equal to 25% of the balance owed at the time of enrollment

Payment processing

All installments are automatically processed from your account. Debit/Credit payments are subject to the convenience fee of 2.95 percent or $3, whichever is larger.

Based on your enrollment date into the plan, a down payment of 0 to 50 percent may be required. If a down payment is required, it is processed immediately. The remaining balance is divided into equal installments.

Once you enroll in a payment plan, the number of installments, the date of the installment, and the amount of each installment cannot be changed. However, if additional charges are added, or an extra payment is made to the student account, the amount of your installment will be adjusted accordingly.

Who can enroll?

To sign up for the payment plan you must have a balance less than $300 for all prior semesters. The charges you wish to enroll in the plan must be more than $400.

Only one person can enroll in a payment plan for a student. If multiple people need to make payments, we suggest having the student enroll in the payment plan and each person deposit money in the student’s bank account to be withdrawn on the due date.

Financial aid and the payment plan

Financial aid is applied automatically to your full balance and cannot be used to cover the percent down.

If you enroll in the University payment plan and have financial aid, any estimated financial aid will be subtracted from the balance owed and the resulting net balance will be spread evenly across all installments.  Any changes to financial aid that occur after enrollment in the payment plan will also be spread evenly across any remaining installments. You will no longer need to wait until financial aid disburses on your student account to enroll into the payment plan with equal installments.  

How to enroll

Enroll in the University payment plan by logging into GoWMU using your Bronco NetID and password.

• Select the Payment and Account Information link.
• Next, select the Payment plan and follow the set-up steps required.

Authorized users can enroll in the payment plan by logging into the authorized user website using their email address and password.

Payment reminders are sent to students and authorized users who sign up through the authorized user site.

Frequently asked Questions

What happens if the credit or debit card that I am using for the payment plan gets denied?

You will have five days to pay your installment. If the payment is not received within five days you may be removed from the payment plan.

Can I sign up for the payment plan and mail my payment to Western Michigan University?

When a check payment is received by mail, it will reduce any future installment payments.

What happens if a check payment is returned?

You will be charged a $25 returned check fee.  You may also be removed from the payment plan and ineligible for enrollment in a new plan for the same semester and/or future semesters.

Can I change my method of payment (change the bank account or use a different credit or debit card)?

To change to a different checking/saving account:

If you already have the account saved click on “Payment Plan” across the top:

• Then either click on “Update all Methods” under the Payment method column or if you are only changing one click on “Edit” under the Action column for the payment you want to change.
• Select the desired payment method from the drop-down list. Then click Save.

If you need to provide WMU with a new checking/saving:

• First, add a new payment method under “My Payment Profile”
• Then click on “Payment Plan” across the top.
•  Click on “Update all Methods” under the Payment method column or if you are only changing one click on “Edit” under the Action column for the payment you want to change.
• Select the desired payment method from the drop-down list. Then click Save.

To change your credit/debit card to a different card or a checking/savings account to a card:

• If all installments need to be changed, please contact the Accounts Receivable Office at (269) 387-4141.
• If you need to change only one payment, we recommend you go online one day before the payment is due and make the payment with the credit/debit card you would like to use.

Can I register for classes if I have payments remaining on my payment plan?

Yes, you may register for classes as long as your payment plan is current.

Will I be charged service charges for the balance on my payment plan?

No, as long as the installments on your payment plan are current, you will not be charged service charges for the balance of your account.

additional questions

Please contact the Accounts Receivable Office at (269) 387-4141 or via email at wmu-billing@wmich.edu.